Basic Term Life / AD&D
This document outlines the plan details for Salus Homecare employees' basic term life and accidental death & dismemberment (AD&D) insurance, effective from August 1, 2025.
LI-GCERT-BASIC GCERT Life Benefit Summary 200 Park Ave., New York, NY 10166 © 2024 MetLife Services and Solutions, LLC L0624041407[exp0626][All States] Basic Term Life / AD&D Metropolitan Life Insurance Company Plan Design for: Salus Homecare Original Plan Effective Date: August 1, 2025 For All Active Full Time Employees working at least 30 hours per week Basic Life $10,000 Accidental Death & Dismemberment An amount equal to Your Basic Life Insurance. Plan Maximum $10,000 Non-Medical Maximum $10,000 Age Reduction Formula (reduces by) Reduces by 35% at age 65, and to 50% of the original amount at age 70 Employee Contribution • Basic Life • AD&D 0% 0% Term Life Features1: • Continuation of Life insurance while totally disabled as defined by the Group Policy2 • Life Settlement Account3 • Grief Counseling4 • Funeral Discounts and Planning Services5 Additional Features: • Digital Estate Planning6 AD&D Features1: • Seat Belt Benefit7 • Air Bag Benefit • Child Care Benefit • Common Carrier Benefit • Life Settlement Account3
