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DISABILITY Accidents and illnesses happen and often when we least expect them. Ensure you are financially prepared to stay afloat during a medical condition with disability insurance. SHORT TERM DISABILITY -You are automatically enrolled in this employer-paid coverage. BENEFIT 60% of your Earnings to a Maximum of $1,500 a Week DURATION 13 Weeks for Sickness 13 weeks for Accident WAITING Illness: 7 Days PERIOD Accident: 0 Days LONG TERM DISABILITY -You are automatically enrolled in this employer-paid coverage. BENEFIT 60% of your earnings to a maximum of $12,500 a Month DURATION Up to Social Security Normal Retirement Age Short-Term Disability 101 WAITING 90 Days Long-Term Disability 101 PERIOD

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