Partial Disability If you become disabled and can work part-time (but not full-time), you may be eligible Benefits for partial disability benefits, which will help supplement your income until you are able to return to work full-time. DEFINITIONS Definition of Disability and disabled mean that because of an injury or illness, a significant change in Disability your mental or functional abilities has occurred, for which you are prevented from performing at least one of the material duties of your regular job and are unable to generate current earnings which exceed 99% of your weekly earnings from your regular job. You can be totally or partially disabled during the elimination period. Definition of Weekly earnings for salaried employees is the gross annual salary in effect immediately Weekly Earnings prior to the date disability begins, divided by 52. Weekly earnings for hourly employees is the hourly rate of pay multiplied by the average number of hours worked per week during the 12 month period immediately prior to the date disability begins. If employed for part of the prior 12 month period, weekly earnings is the hourly rate of pay multiplied by the average number of hours worked. FEATURES Voluntary If you become disabled and choose to participate in the vocational rehabilitation Vocational program, you will be eligible for a monthly benefit increase of 10%. Rehabilitation Benefit SERVICES Hearing Discount The Hearing Discount Program provides you and your family discounted hearing Program products, including hearing aids and batteries. Call 1-888-534-1747 or visit www.amplifonusa.com/mutualofomaha to learn more.