Page 2 Covered Conditions Benefit Percentages Recurrence Benefit Percentages Stroke 100% 100% Major Organ Failure 100% 100% End-Stage Heart Failure 100% 100% Bone Marrow Transplant 100% N/A End-Stage Kidney Disease 100% 100% Occupational Infectious Disease 100% N/A Coronary Artery Bypass 25% 25% Angioplasty 5% 5% Invasive Cancer 100% 100% Non-Invasive Cancer 25% 25% Breast Cancer 100% 100% Skin Cancer 5% 5% Benign Brain Tumor 100% 100% Coma 100% 100% Paralysis 100% N/A Severe Burns 100% 100% Advanced Multiple Sclerosis 100% N/A Advanced ALS/Lou Gehrig’s Disease 100% N/A Advanced Alzheimer's Disease 100% N/A Advanced Parkinson's Disease 100% N/A Blindness 100% N/A Complete Loss of Hearing 100% N/A Loss of Speech 100% N/A Hospitalized Infectious Disease 25% 25% Childhood Specific Conditions Autism 100% N/A Sickle Cell Disease 100% N/A Cerebral Palsy 100% N/A Complex Congenital Heart Disease 100% N/A Cystic Fibrosis 100% N/A Type 1 Diabetes Mellitus 100% N/A Muscular Dystrophy 100% N/A Down Syndrome 100% N/A Spina Bifida 100% N/A Cleft Lip/Palate 100% N/A PANDAS 100% N/A Critical Illness features Additional Occurrence Pays a second, unrelated diagnosis. Requires 3 mo. between diagnoses.