SEDERA Sedera is a nonprofit Medical Cost Sharing Community that offers a non-insurance approach for managing large and unexpected medical expenses. Sedera Members belong to a Community of individuals who are active and engaged participants in their healthcare decision-making, dedicated to a healthy lifestyle, and united by shared values. $1,500 INITIAL UNSHAREABLE AMOUNT (IUA) AGE: <30 yrs 30+ yrs MEMBER ONLY $171.70 $210.40 MEMBER + SPOUSE $391.00 $439.16 MEMBER + CHILD(REN) $345.42 $403.90 MEMBER + FAMILY $571.60 $632.66 Monthly Membership Contribution Includes: Member Share Amount Expert Second Opinion Services Households with One or More Tobacco/Vape Users: Additional $75 per month contribution Limitations for Pre-existing Conditions: Year 1: No cost sharing Year 2: $25,000 sharing limit Year 3: $50,000 sharing limit Year 4: Eligible for full sharing Direct Primary Care (DPC) BenEngage Virtual Primary Care My Urgent Care 365 SEDERA PLAN COSTS 18-29 Sedera/DPC/Hint fee 18-29 Sedera/BE Virtual Care/Urgent Care 30+ Sedera/DPC/Hint fee 30+ Sedera/BE Virtual Care/Urgent Care Employee : $37.50 Employee + Spouse : $260.60 Employee + Child(ren) : $215.02 Family : $447.20 Employee : $11.30 Employee + Spouse : $230.60 Employee + Child(ren) : $185.02 Family : $411.20 Employee : $76.00 Employee + Spouse : $308.76 Employee + Child(ren) : $273.50 Family : $506.26 Employee : $50.00 Employee + Spouse : $278.76 Employee + Child(ren) : $243.50 Family : $472.26