Equitable Financial Life Insurance Fixed Indemnity Policy Overview
This document outlines the details of a fixed indemnity insurance policy, clarifying its limitations compared to comprehensive health insurance.
Page 1 Group name: Betenbough Homes, LLC Equitable Financial Life Insurance Company of America 2999 NORTH 44 STREET, SUITE 250 TH PHOENIX, ARIZONA 85018 (866) 274-9887 https://equitable.com/employee-benefits IMPORTANT: This is a fixed indemnity policy, NOT health insurance This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care. The payment you get isn’t based on the size of your medical bill. There might be a limit on how much this policy will pay each year. This policy isn’t a substitute for comprehensive health insurance. Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance. Looking for comprehensive health insurance? or call (TTY: 1-855-889-4325) to find Visit HealthCare.gov 1-800-318-2596 health coverage options. To find out if you can get health insurance through your job, or a family member’s job, contact the employer. Questions about this policy? For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioner’s website (naic.org) under “Insurance Departments.” If you have this policy through your job, or a family member’s job, contact the employer.
Equitable Financial Life Insurance Fixed Indemnity Policy Overview Page 2