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Additional summary details Eligibility waiting period Defined by the Policyholder Annual enrollment and late entrant rules Employees have 31 days from the plan effective date or their eligibility date, whichever is later, to enroll or they are considered a late entrant. Late entrants must wait until the next annual enrollment to enroll in the plan. These rules apply to both employees and dependent options. Ambulance Benefit (For policies issued in DC only) $50 per plan year, per individual BEAM SUPPORT LEARN MORE [email protected] | (800) 648 1179 beambenefits.com BM-SOB-0038-202401 2 of 3

Hospital Indemnity Benefits Summary   Beam Hospita - Page 2 Hospital Indemnity Benefits Summary Beam Hospita Page 1 Page 3