Life Insurance Benefit Summary

Page 1 Group name: Betenbough Homes, LLC Policy number: 024883 Form created: 08/28/2025 Benefit plan and features Voluntary Life/AD&D Class definition: Class 1 – All Active Full Time Employees Life Benefit Employee Spouse Children Life Benefit Amount Increments of $10,000 Increments of $5,000 Live birth to 14 days: $500 15 days to age 26: Increments of $10,000 Life Maximum Benefit The lesser of 5 times Basic Annual Earnings or $500,000 $250,000, not to exceed 50% of employee coverage amount $10,000 Guaranteed Issue Amount $100,000 $25,000 $10,000 Life Age Reduction