Life

BASICGROUP TERMLIFEand ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE BENEFIT HIGHLIGHTS Achieva The group term Life and Accidental Death and Dismemberment (AD&D) insurance available through your employer gives extra protection that you and your family may need. Life and AD&D insurance offers financial protection by providing you coverage in case of an untimely death or an accident that destroys your income-earning ability. Life More than half of Americans benefits are disbursed to your beneficiaries in a lump sum in the event of your death. (53%) expressed a To learn more about Life and AD&D insurance, visit www.thehartford.com/employee- heightened need for life benefits/employees insurance because of COVID-19.1 COVERAGE INFORMATION APPLICANT LIFE COVERAGE AD&D COVERAGE 2 Benefit : 2 times earnings Employee AD&D: Included Maximum: $300,000 py[ AD&D BENEFITS – PERCENT OF COVERAGE AMOUNT PER ACCIDENT Covered accidents or death can occur up to 365 days after the accident. The total benefit for all losses due to the same accident will not exceed 100% of your coverage amount. LOSS FROM ACCIDENT COVERAGE Life 100% %RWK+DQGVRU%RWK)HHWRU6LJKWRI%RWK(\HV 100% 2QH+DQGDQG2QH)RRW 100% Speech and Hearing in Both Ears 100% (LWKHU+DQGRU)RRWDQG6LJKWRI2QH(\H 100% Movement of Both Upper and Lower Limbs (Quadriplegia) 100% Movement of Both Lower Limbs (Paraplegia) 75% Movement of Three Limbs (Triplegia) 75% Movement of the Upper and Lower Limbs of One Side of the Body (Hemiplegia) 50% (LWKHU+DQGRU)RRW 50% Sight of One Eye 50% Speech or Hearing in Both Ears 50% Movement of One Limb (Uniplegia) 25% 7KXPEDQG,QGH[)LQJHURI(LWKHU+DQG 25% P REMIUMS 3 Your employer pays 100% of the premium for your coverage. ASKED & ANSWERED WHO IS ELIGIBLE? You are eligible if you are an active full time employee who works at least 18.75 hours per week on a regularly scheduled basis. 2 Your benefit will be reduced by 50% at age 70. ACHIEVA LIFE& ADD BHS_PUBLICATION DATE: 4/19/2024 00165571