DISABILITY Accidents and illnesses happen and often when we least expect them. Ensure you are financially prepared to stay afloat during a medical condition with disability insurance. VOLUNTARY SHORT-TERM DISABILITY BENEFIT 60% of your earnings to a maximum of $3,000 a week DURATION 3 months for Illness 3 months for Accident WAITING PERIOD Illness: 7 days Accident: No waiting period STD Review Plan Summary SHORT-TERM DISABILITY 101

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