ABOUT THIS GUIDEBOOK This benefits guidebook describes the highlights of Peter Family McDonald’s benefits program in non- technical language. Your specific rights to benefits under the plan are governed solely, and in every respect, by the official plan documents, and not the information in this guidebook. If there is any discrepancy between the descriptions of the program’s elements as contained in this benefits guidebook and the official plan documents, the language in the official plan documents shall prevail as accurate. Please refer to the plan-specific documents published by each of the respective carriers for detailed plan information. You should be aware that any and all elements of Peter Family McDonald’s benefits program may be modified in the future, at any time, to meet Internal Revenue Service rules, or otherwise as decided by Peter Family McDonald’s. When you see the following icons, click to access websites, view/download documents, or learn more! ? LEARN MORE HOW TO USE THIS GUIDE CARRIER LOGOS