Plan Highlights for Group Basic Life / AD&D Insurance

www.reliancematrix.com This Plan Highlight is not a complete description of the insurance coverage. Insurance is provided under group policy form LRS-6422, et al. This is not a binding contract. Should there be a difference between this Plan Highlight and the contract, the contract will govern. The Certificate of Coverage will be made available to you that describes the benefits in greater detail; however a benefit will not be paid if caused or contributed by an exclusion listed in the Certificate. Reliance Standard Life Insurance Company is licensed in all states (except New York), the District of Columbia, Puerto Rico, the U.S. Virgin Islands and Guam. In New York, insurance products and services are provided through First Reliance Standard Life Insurance Company, Home Office: New York, NY. Product features and availability may vary by state. Plan Highlights The Life is Good Company ELIGIBILITY All Active Full-Time and Part-Time Board Members working 30 hours or more per week, except for any person working on a temporary or seasonal basis. BENEFIT AMOUNT Basic Life and AD&D: 1 times earnings, rounded to the next higher $1,000, subject to a maximum of $500,000. GUARANTEED ISSUE $500,000 CONTRIBUTION REQUIREMENTS Coverage is 100% Employer Paid. AD&D SCHEDULE For Accidental Loss of Amount Payable Life 100% Both Hands 100% Both Feet 100% Sight of Both Eyes 100% One Hand and One Foot 100% One Hand and Sight of One Eye 100% One Foot and Sight of One Eye 100% Speech and Hearing 100% One Hand 50% One Foot 50% Sight of One Eye 50% Speech 50% Hearing 50% For Total Loss of Amount Payable Both Arms and Both Legs 100% Both Arms and One Leg or Both Legs and One Arm 75% Both Arms 67% Both Legs 67% One Arm and One Leg 67% One Arm or One Leg 50% BENEFIT REDUCTION DUE TO AGE Age Original Benefit Reduced to 65 65% 70 50% FEATURES  Accelerated Death Benefit  Air Bag Benefit  Conversion Privilege  Education Benefit  FMLA/MSLA Extension  Portability  Seat Belt Benefit  Waiver of Premium VALUE-ADDED SERVICES  Bereavement Counseling Services  Employee Assistance Program  Travel Assistance Services Group Basic Life / AD&D Insurance