www.reliancematrix.com This Plan Highlight is not a complete description of the insurance coverage. Insurance is provided under group policy form LRS-6422, et al. This is not a binding contract. Should there be a difference between this Plan Highlight and the contract, the contract will govern. The Certificate of Coverage will be made available to you that describes the benefits in greater detail; however a benefit will not be paid if caused or contributed by an exclusion listed in the Certificate. Reliance Standard Life Insurance Company is licensed in all states (except New York), the District of Columbia, Puerto Rico, the U.S. Virgin Islands and Guam. In New York, insurance products and services are provided through First Reliance Standard Life Insurance Company, Home Office: New York, NY. Product features and availability may vary by state. FEATURES  Accelerated Death Benefit  Air Bag Benefit  Conversion Privilege  Common Carrier  Day Care Benefit  Education Benefit  FMLA/MSLA Extension  Portability  Seat Belt Benefit  Waiver of Premium  Exposure and Disappearance  Rehabilitation Benefit VALUE-ADDED SERVICES  Travel Assistance Services