Supplemental Life Benefits Summary Beam Suppleme

Voluntary & Supplemental Life Benefit Summary Dash Delivery Inc. Plan: Beam Supplemental Life - Elite Policy effective date: 2024-10-01 GROUP #: OR00704 Policy length: 12 months Life benefit | Increments of $10,000 Accelerated death benefit (ABD) Employee Minimum $10,000 Up to 75% maximum of $225,000 Employee Maximum $300,000 If you are diagnosed with a terminal illness, a portion of the death benefit may be payable to you during your Plan overview information lifetime.*** Plan type: Increments ***ADB is not available in CA. Hours worked: 30+ hours/week* Employer contribution: Voluntary Accidental death & dismemberment (AD&D) Eligible group size: 50 - 100 eligible employees Participation requirement: Minimum 10 employees Included Guaranteed issue limit: $100,000 and No GI for employees age 70+ AD&D coverage pays an additional benefit equal to your life insurance benefit for death due to accidental causes. A *An employee must be actively at work on the effective portion of the benefits are also payable in the event of date in order to be eligible for benefits. Employers located accidental loss of eyesight, limbs, movement of limbs, in New York may elect a minimum of 20 or 30 hours. speech and hearing. Dependent life options Employee must purchase life plan to elect dependent life. AD&D not included for dependents. Spouse Increments of $5,000 up to a maximum of $25,000 or 50% of the employee amount, whichever is lower Child Increments of $2,500 up to a maximum of $10,000 BEAM SUPPORT LEARN MORE [email protected] | (800) 648 1179 beambenefits.com BM-SOB-0041-202306 1 of 3

Premium & benefit reduction summary Upon receipt of enrollment information, a reduction will be applied to the elected benefit amount for all members age 65 years or older as follows: Age Benefits/premiums reduced by Benefit amount† Under 65 0% $300,000 65-69 35% $195,000 70+ 50% $150,000 †††Illustrative benefit amount. All reductions are taken from original plan pricing and issue amount. Premium waiver benefit Your life insurance premiums may be waived if you become totally disabled prior to age 60 for more than 9 months (may vary by state), up to age 65. Additional summary details Eligibility Waiting Period Defined by the Policyholder Estate planning and digital vault services 2 Travel Assistance Additional Value Added Services Identity Theft Annual enrollment and late entrant rules Employees have 31 days from the plan effective date or their eligibility date, whichever is later, to enroll or they are considered a late entrant. Late entrants must wait until the next annual enrollment to enroll in the plan. During annual enrollment, an employee may initially elect the minimum benefit amount, or if already enrolled, can increase by one increment up to the GI without submitting evidence of insurability. Excess amounts are subject to evidence of insurability. These rules apply to both employee and dependent life options. BEAM SUPPORT LEARN MORE [email protected] | (800) 648 1179 beambenefits.com BM-SOB-0041-202306 2 of 3

This benefit summary is not a complete description of the insurance coverage. Controlling provisions are provided in the policy, and this summary does not modify those provisions or the insurance in any way. This is not a binding contract. A certificate of coverage will be made available to you that describes the benefits in greater details. Should there be a difference between this summary and the contract, the contract will govern. 1099 contractors are not eligible for coverage. ²Value-Added Services are offered through vendors that are independently owned and not affiliated with Beam Insurance Administrators LLC (Beam). Value-Added Services are not insurance products. Beam is not responsible and assumes no liability for the goods and services and reserves the right to discontinue any of these services at any time. Beam does not represent or warrant the efficacy of any of the services from the third-party vendors mentioned above. Services may vary and may not be available in all states. Life insurance product is underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC (Beam Benefits Insurance Services LLC, in CA) and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas). Life and AD&D coverage applicable to policy form GLIF AO L20, or state equivalent. Product availability may vary by state and are not available to members living in Puerto Rico. Program restrictions and exclusions apply. The Accelerated Death Benefit is not available in the state of CA. Nationwide and Beam Insurance Services LLC are separate and non-affiliated companies. Nationwide Life Insurance Company, One Nationwide Plaza, Columbus, OH 43215 BEAM SUPPORT LEARN MORE [email protected] | (800) 648 1179 beambenefits.com BM-SOB-0041-202306 3 of 3