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VOLUNTARY DISABILITY Accidents and illnesses happen and often when we least expect them. Ensure you are financially prepared to stay afloat during a medical condition with disability insurance. VOLUNTARY SHORT-TERMDISABILITY Class 1: California Employees — STD Voluntary Class 2: Non-California Employees — STD Voluntary BENEFIT Class 1: 20% of your Earnings to a Maximum of $1,600 a Week Class 2: 60% of your Earnings to a Maximum of $1,600 a Week DURATION 12 Weeks for Sickness 12 weeks for Accident WAITING Illness: 7 Days PERIOD Accident: 7 Days VOLUNTARY LONG-TERMDISABILITY—100% employee paid BENEFIT 60% of your earnings to a maximum of $7,500 a Month DURATION Up to Social Security Normal Retirement Age Disability 101 WAITING 90 Days PERIOD

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