DISABILITY Accidents and illnesses happen and often when we least expect them. Ensure you are financially prepared to stay afloat during a medical condition with disability insurance. VOLUNTARY SHORT-TERM DISABILITY Class 1: California Employees — STD Voluntary Class 2: Non-California Employees — STD Voluntary Review Plan BENEFIT Class 1: 20% of your earnings to a maximum of $1,600 a week Summaries Class 2: 60% of your earnings to a maximum of $1,600 a week CLASS 1: CALIFORNIA DURATION 12 Weeks for Sickness EMPLOYEES 12 weeks for Accident WAITING PERIOD Illness: 7 Days CLASS 2: NON-CALIFORNIA Accident: 7 Days EMPLOYEES VOLUNTARY LONG-TERM DISABILITY 100% employee paid BENEFIT 60% of your Earnings to a Maximum of $6,500 a Month Review Plan Summary DURATION 13 Weeks for Sickness 13 weeks for Accident LTD WAITING PERIOD Illness: 7 Days DISABILITY 101 Accident: 0 Days