Group Accident Insurance Plan Highlights

This document outlines the benefits and coverage options for accident insurance provided to employees by Meyers Nave, including eligibility, benefit features, and premium details.

www.reliancematrix.com Reliance Matrix is a branding name. Reliance Standard Life Insurance Company (Home Office Schaumburg, IL) is licensed in all states (except New York), the District of Columbia, Puerto Rico, the U.S. Virgin Islands and Guam. First Reliance Standard Life Insurance Company (Home Office New York, NY) is licensed in New York and Delaware. Standard Security Life Insurance Company of New York (Home Office New York, NY) is licensed in all states. Absence services are provided by Matrix Absence Management, Inc. Product features and availability may vary by state. Plan Highlights Group Accident Meyers Nave, A Professional Corporation COVERAGE Accident insurance provides a range of fixed, lump‐sum benefits for injuries resulting from a covered accident, or for accidental death and dismemberment (if included). These benefits are paid directly to the insured and may be used for any reason, from deductibles and prescriptions to transportation and childcare. ELIGIBILITY All eligible Employees and their Dependents as defined by Meyers Nave, A Professional Corporation and reflected in your Certificate of Insurance. *A person may not have coverage as both an Employee and Dependent. BENEFITS AMOUNTS See Full Schedule of Benefits on the following pages. BENEFIT FEATURES Guaranteed issue; no medical questions No Lifetime Maximum Benefit Limit Portability - you can take your coverage with you at the same rates Youth organized sports benefit - 25% benefit increase if accident occurs while participating in an organized youth sport Wellness Benefits - Any preventative health screening or test including but not limited to, annual physicals, immunizations, dental exams and mental health screenings CONTRIBUTION REQUIREMENTS Coverage is 100% employee paid. MONTHLY PREMIUM Coverage Plan B Employee $11.60 Employee and Spouse $18.12 Employee and Children $22.36 Employee and Family $29.35 BENEFIT PLAN B Ambulance Transportation $300 Ground $1,500 Air Blood/Plasma/Platelets $450 Burns 2nd Degree Burns Covering less than 10% of the body $200 Covering 10% but less than 25% of the body $400

www.reliancematrix.com Reliance Matrix is a branding name. Reliance Standard Life Insurance Company (Home Office Schaumburg, IL) is licensed in all states (except New York), the District of Columbia, Puerto Rico, the U.S. Virgin Islands and Guam. First Reliance Standard Life Insurance Company (Home Office New York, NY) is licensed in New York and Delaware. Standard Security Life Insurance Company of New York (Home Office New York, NY) is licensed in all states. Absence services are provided by Matrix Absence Management, Inc. Product features and availability may vary by state. BENEFIT PLAN B Covering 25% but less than 35% of the body $800 Covering 35% or greater of the body $1,600 3rd Degree Burns Covering less than 10% of the body $1,600 Covering 10% but less than 25% of the body $3,200 Covering 25% but less than 35% of the body $6,400 Covering 35% or greater of the body $12,800 Skin Graft 50% Chiropractic Services (per visit) Limit 12 per calendar year per family $37.50 per session, 6 sessions maximum Coma $10,000 Concussion $200 Dental Injury $300 for Crown; $100 for Extraction Diagnostic Examination $200 per CT/MRI scan Dislocations Surgical / Non-Surgical Ankle $2,700 / $1,350 Collarbone $2,700 / $1,350 Elbow $1,350 / $675 Finger $450 / $225 Foot $2,700 / $1,350 Hand $1,350 / $675 Hip $7,200 / $3,600 Knee $4,500 / $2,250 Lower Jaw $1,350 / $675 Shoulder $1,350 / $675 Toe $450 / $225 Wrist $1,350 / $675 Partial Dislocation Amount of benefit for non-surgical dislocation 50% Multiple Dislocations Amount of highest benefit for any one dislocation among all dislocations sustained 200% Emergency Treatment $300 Epidural Anesthesia Injection $200 per injection, 2 maximum Eye Injury $200 for removal of foreign object, $400 for surgical repair Fractures Surgical / Non-Surgical Ankle $1,350 / $675 Arm $1,350 / $675 Bones of Face $675 / $337.50 Coccyx $675 / $337.50 Collarbone $1,350 / $675 Elbow $1,350 / $675 Finger $225 / $112.50 Foot $1,350 / $675 Hand $1,350 / $675 Hip $7,200 / $3,600 Kneecap $1,350 / $675 Leg $3,600 / $1,800 Jaw $1,350 / $675 Nose $675 / $337.50 Pelvis $3,600 / $1,800

www.reliancematrix.com Reliance Matrix is a branding name. Reliance Standard Life Insurance Company (Home Office Schaumburg, IL) is licensed in all states (except New York), the District of Columbia, Puerto Rico, the U.S. Virgin Islands and Guam. First Reliance Standard Life Insurance Company (Home Office New York, NY) is licensed in New York and Delaware. Standard Security Life Insurance Company of New York (Home Office New York, NY) is licensed in all states. Absence services are provided by Matrix Absence Management, Inc. Product features and availability may vary by state. BENEFIT PLAN B Rib $675 / $337.50 Shoulder Blade $1,350 / $675 Skull (Except bones of face or nose - Depressed) $11,250 / $5,625 Skull (Simple) $3,375 / $1,687.50 Sternum $1,350 / $675 Toe $225 / $112.50 Vertebrae $1,350 / $675 Vertebral Column $3,600 / $1,800 Wrist $1,350 / $675 Chip Fractures Amount of benefit for non-surgical fracture 50% Multiple Fractures Amount of highest benefit for any one fracture among all fractures sustained 200% Hospitalization Initial Hospital Admission $1,000 Initial ICU Hospital Admission $1,500 Hospital Confinement (per Day) $300 per day, 365 days maximum ICU Confinement (per Day) $600 per day, 30 days maximum Lacerations (Total length of all sutured lacerations) No Sutures Required $50 Sutures Less Than 2" $100 Sutures 2" but less than 6" $400 Sutures 6" or greater $800 Lodging (per day) $200 per day up to 30 days if more than 100 miles from residence Medical Appliances $225 Organized Youth Sports Benefit % of benefit amount, excluding the AD&D benefit, if applicable 25% Paralysis $20,000 quadriplegia; $10,000 paraplegia / hemiplegia Physical Therapy $37.50 per session; 12 sessions maximum Physician Visit $75 Initial, $75 Follow-up Prosthesis $750 for one, $1,500 for two or more Rehabilitation Facility Confinement $100 per day, 30 days maximum Surgery Abdominal or Thoracic $2,250 Exploratory Surgery (no repair) $225 Knee Cartilage (surgically repaired) $675 Ruptured Disc (surgically repaired) $1,125 Rotator Cuff (one surgically repaired) $675 Rotator Cuff (two or more surgically repaired) $1,350 Tendon or Ligament (one surgically repaired) $675 Tendon or Ligament (two or more surgically repaired) $1,350 Transportation $600, if more than 100 miles from residence X-Rays per covered accident $75 Accidental Dismemberment Benefits

www.reliancematrix.com Reliance Matrix is a branding name. Reliance Standard Life Insurance Company (Home Office Schaumburg, IL) is licensed in all states (except New York), the District of Columbia, Puerto Rico, the U.S. Virgin Islands and Guam. First Reliance Standard Life Insurance Company (Home Office New York, NY) is licensed in New York and Delaware. Standard Security Life Insurance Company of New York (Home Office New York, NY) is licensed in all states. Absence services are provided by Matrix Absence Management, Inc. Product features and availability may vary by state. BENEFIT PLAN B Accidental Death Benefits Employee: $25,000 Spouse: $25,000 Child(ren): $10,000 Accidental Death on Common Carrier 100% of Death Benefit Accidental Dismemberment Single Loss 50% of Death Benefit Thumb/Finger/Toe 1% of Death Benefit Multiple Loss (Catastrophic) 100% of Death Benefit Speech 100% of Death Benefit 2+ Thumb/Finger/Toe 3% of Death Benefit Two or more losses except the loss of fingers, thumbs or toes is a separate category 100% of Death Benefit Additional Features Wellness (Health Screening) Benefit $50 Portability Included EXCLUSIONS and LIMITATIONS Exclusions and limitations apply and can vary by state. For a comprehensive list of exclusions and limitations, please refer to the Certificate of Insurance. NON-INSURANCE SERVICES Travel Assistance Services ADDITIONAL INFORMATION This Plan Highlights document provides a brief description of the key features of the Reliance Standard Life Insurance Company insurance plan. The availability of the benefits and features described may vary by state. It is not a Certificate of Insurance or evidence of coverage. Insurance is provided under group policy form LRS‐9547‐0318, et al.