Vol. Life Summary

What you need to know: Peter Corporation • Benefits are available to employees who are actively at work on the effective date of coverage and working the Are you eligible? • • You may be eligible for coverage without having to answer any health questions if If you decline coverage now, you will lose your only chance to apply for group insurance Enroll timely for guaranteed issue coverage. Enrolling later requires approval. you enroll during the initial enrollment period when benefits are first offered by OneAmerica®, or if you enroll as a newly hired employee within 31 days after any applicable waiting period. coverage without having to first undergo medical underwriting. If you decide to enroll later, you will need to submit a Statement of Insurability form for review. OneAmerica will then decide to approve or deny your coverage based on your health history. You may not be approved for any type of coverage at a later date if you have any current or future medical conditions. minimum number of hours per week stated in the contract. • Actual premiums and benefit amounts will be calculated by OneAmerica and may change upon reaching certain ages, according to contract terms, and are subject to change. Volumes and benefit amounts shown may be subject to reductions due to age. Your premiums and benefits may vary. What you need to do: • Enclosed is personal information about the benefits offered to you by OneAmerica on behalf of your employer. This is your opportunity to learn more about group insurance from OneAmerica, but it is not a complete explanation of benefits. For more information, consult the contract about exclusions, limitations, reduction of benefits, and terms under which the contract may be continued in force or discontinued. Carefully review the contents of this packet. • Visit www.employeebenefits.aul.com to find the Notices and Limitations, G-14320 (05 Prudent) 12/28/12. Go to Forms, Policy/Employee Admin, and Notices and Limitations. Review the Notices and Limitations. • Please return your completed enrollment form to your employer. Submit your enrollment form. Note: Products issued and underwritten by American United Life Insurance Company® (AUL), a OneAmerica company. Not available in all states or may vary by state. OneAmerica is the marketing name for the companies of OneAmerica. ®

1 of 2 is t he marketing name for t he companies of O neAmerica | O neAmerica.com © 2020 OneAmerica Financial Partners, Inc. All rights reserved. G-27785 09/30/20 If you were to pass away unexpectedly, how would your loved ones cope financially? Would they be taken care of? Or would they find themselves struggling to make ends meet while still in the midst of their grief? A Growing Gap for Families Across the country, American families face a growing insurance gap. In early 2020, 46% of U.S. adult consumers didn’t own life insurance. 1 Yet, 44% also stated that their families would begin to feel the financial effects within six months of a primary wage earner passing away — and 28% would do so within just a month. 1 But life insurance isn’t just about protecting your loved ones in the short term. It can also be a way of providing for them for decades to come, by keeping them on track for their long-term goals, whether they be college education, home ownership or even retirement. 1. Source: https://lifehappens.org/blog/is-life-insurance-tomorrows- problem-findings-from-the-2020-insurance-barometer-study/ June 16, 2020. Protecting Your Loved Ones — No Matter What “Will my loved ones be OK when I’m gone?” It’s a difficult question to ask yourself, but an important one all the same. To learn more, or if you have questions about the life insurance options available through your employer, contact your human resources department today. 46% of U.S. adult consumers don’t own life insurance. 44% state that their families would begin to feel the financial effects within six months of a primary wage earner passing away.

2 of 2 is t he marketing name for t he companies of O neAmerica | O neAmerica.com © 2020 OneAmerica Financial Partners, Inc. All rights reserved. G-27785 09/30/20 Why Purchase Term Life Insurance? • Group rates provide affordable coverage • Premium payments are easily made through payroll deduction • In some cases, you can purchase coverage for your spouse and/or dependent children • You may be able to take your coverage with you in the event you leave your employer How Much Do You Need? Everyone’s circumstances are different. The amount of life insurance that’s appropriate for yours will depend on factors such as age, current finances and the financial needs of your loved ones. That’s why it’s important to start the conversation now, both with the people closest to you and with a financial professional who can help guide you down a positive path. Nobody knows what the future holds. That’s why preparation is so critical. By taking steps now to secure term life insurance coverage, you and those who mean the most to you will have the peace of mind that comes with knowing that yes, they will be OK, no matter what tomorrow brings. Note: Products issued and underwritten by American United Life Insurance Company ® (AUL), Indianapolis, IN, a OneAmerica company. Not available in all states or may vary by state.

If diagnosed with a terminal illness and have less than 12 months to live, you may apply to receive 25%, 50% or 75% of your life insurance benefit to use for whatever you choose. Accelerated Life Benefit: Guaranteed Issue: Employee: $50,000 What you need to know about your Voluntary Term Life and AD&D Benefits Employee: $10,000 to $100,000, in $10,000 increments, not to exceed 5 times your annual salary Flexible Options: Accidental Death and Dismemberment (AD&D): Additional life insurance benefits may be payable in the event of an accident which results in death or dismemberment as defined in the contract. Additional AD&D benefits include seat belt, air bag, repatriation, child higher education, child care, paralysis/loss of use, severe burns, disappearance, and exposure. You may be eligible to increase your coverage annually until you reach your maximum amount without providing evidence of insurability. Guaranteed Increase In Benefit: 70 50% Age: Reduces To: Reductions: Upon reaching certain ages, your original benefit amount will reduce to the percentage shown in the following schedule. $30,000 Payroll Deduction Illustration: Bi-Weekly Employee Options $10,000 $20,000 Life & AD&D 0-19 20-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 $40,000 $50,000 $3.49 $6.04 $11.98 $.46 $.55 $.63 $.93 $1.38 $2.10 $2.98 $6.99 $12.09 $23.97 $.92 $1.11 $1.27 $1.87 $2.77 $4.20 $5.97 $10.48 $18.13 $35.95 $1.38 $1.66 $1.89 $2.79 $4.15 $6.30 $8.95 $13.98 $24.19 $47.95 $1.85 $2.22 $2.53 $3.73 $5.54 $8.40 $11.95 $17.47 $30.23 $59.93 $2.30 $2.77 $3.16 $4.66 $6.92 $10.50 $14.93 65-69 70-74 $11.98 $23.97 $35.95 $47.95 $59.93 75+ $.45 $.91 $1.35 $1.81 $2.26 $.45 $.91 $1.35 $1.81 $2.26 Peter Corporation Rate Effective Date: 4/1/2024 Class: 1 ® OneAmerica is the marketing name for the companies of OneAmerica. Employee premiums are based on your age as of 04/01. Note:

Group Enrollment Form American United Life Insurance Company a company ® ® ONEAMERICA One American Square, P.O. Box 6123 Indianapolis, IN 46206-6123 (800) 553-5318 www.employeebenefits.aul.com Active Retired Applicant's Social Security Number: Gender: Employed Full-Time: Yes No Marital Status: Single Married Applicant's State of Residence: Are you authorized to work and reside in the US? Yes No COVERAGE BEING APPLIED FOR: Apply for or decline each coverage listed below. Not checking a box or boxes will be considered a declination of that coverage. Employment Status: I hereby apply for the requested group life and/or disability insurance coverage for which I and my dependents, if any, are eligible and available under AUL’s policy. I understand receipt of any coverage greater than the guaranteed issue amount or application for coverage after the approved enrollment period first requires medical underwriting and written approval by AUL. Signature of Applicant: _____________________________________________________________ Date: _________________________ • • • • I authorize my employer to deduct from my wages the amount of premium required for the amount of coverage approved by AUL, including any premium increases due to age bracket or salary changes when applicable. Premium payments greater than the amount of premium owed will not result in additional coverage under AUL’s policy. The undersigned represents any information or documents provided to AUL by the undersigned prior to and after the date of the application for insurance and the facts and other matters contained in the foregoing are true and accurate to the best of the undersigned’s knowledge and belief. Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance may be guilty of a crime and may be subject to fines and confinement in prison. Male Female The undersigned understands and agrees 1. any insurance coverage or benefit are contingent upon any statements made to AUL as being complete and correct and 2. benefits under any group life or disability insurance policy will be paid only if AUL or its third party administrator decides in its discretion the applicant is entitled to them. The undersigned have read, understand, and retained the notices, limitations, and exclusions for his/her records. Applicant's Telephone Number: Applicant's E-mail Address: ( ) - (normal business hours): Applicant's Full Legal Name: Date of Birth: Employer: Peter Corporation Employer: Peter Corporation Employer's State: OH MUST BE COMPLETED BY THE EMPLOYER Group Policy #: Class # : Occupation: Salary: Mode: [ ] Hourly [ ] Weekly [ ] Bi-Weekly [ ] Semi-Monthly [ ] Monthly [ ] Annually Date Hired Full Time: F/T Requirements (hours, days, weeks, etc.): Applicant's Residential Zip Code: Benefit Amount / Option Requested Name of Primary Beneficiary: Relationship: SSN/Date of Birth: Name of Contingent Beneficiary: Relationship: SSN/Date of Birth: For AUL Term Life Coverages, identify your Beneficiary Designation to ensure proceeds can be paid according to your wishes. Percentage: Percentage: Decline   Employee Voluntary Term Life & AD&D $_________ ENROLL A(2006) Page 1 G-13416 7/10/15