12 DISABILITY Accidents and illnesses happen and often when we least expect them. Ensure you are financially prepared to stay afloat during a medical condition with disability insurance. SHORT-TERM DISABILITY 101 LONG-TERM DISABILITY 101 SHORT-TERM DISABILITY You are automatically enrolled in this employer-paid coverage. BENEFIT Class 1: 66.67% of Salary to a Maximum of $4,000 a Week Class 2: 60% of Salary to a Maximum of $2,100 a Week DURATION 13 Weeks for Sickness 13 weeks for Accident 22 Weeks for Sickness 22 weeks for Accident BENEFITS BEGIN Class 1: Illness: 91st Day Accident: 91st Day Class 2: Illness: 30th Day (Class 2) Accident: 30th Day (Class 2) LONG-TERM DISABILITY You are automatically enrolled in this employer-paid coverage. STD Class 1- Principals STD Class 2-Non-Principal Employees LTD Class 1- Principals LTD Class 2 - Non-Principal Employees Review Plan Summaries BENEFIT Class 1: 66.67% of Covered Earnings to a Benefit Max of $12,500 per Month Class 2: 60% of Salary to a Maximum of $10,000 a Month ELIMINATION PERIOD 180 Days DURATION Social Security Normal Retirement Age