10 Disability Accidents and illnesses happen and often when we least expect them. Ensure you are financially prepared to stay afloat during a medical condition with disability insurance. Short-Term Disability You are automatically enrolled in this employer-paid coverage. Benefit 60% of Salary to a Maximum of $1,200 a Week 12 Weeks for Sickness Duration 12 Weeks for Accident Benefits Illness: 8th Day Begin Accident: 8th Day Long-Term Disability You are automatically enrolled in this employer-paid coverage. Benefit 60% of Salary to a Maximum of $5,513 a Month Duration Social Security Normal Retirement Age Benefits Illness: 91st Day Begin Accident: 91st Day STD LTD STD Video LTD Video