Anthem EPO 3000/25/50/20 Summary

Your summary of benefits Anthem® Blue Cross Your Plan: Anthem EPO 3000/25/50/20 Your Network: Prudent Buyer PPO Visits with Virtual Care-Only Providers Cost through our mobile app and website Primary Care, and medical services for urgent/acute care No charge medical deductible does not apply Mental Health & Substance Use Disorder Services No charge medical deductible does not apply Specialist care $50 copay per visit medical deductible does not apply Covered Medical Benefits Cost if you use an In-Network Provider Overall Deductible $3,000 person / $6,000 family Overall Out-of-Pocket Limit $7,350 person / $14,700 family To get benefits under this Plan, you must use In-Network Providers. Services from Non-Network Providers are not covered, except for Emergency Care, Authorized Services, or when required by law. Please be sure to contact us if you are not sure if we have approved an Authorized Service. The family deductible and out-of-pocket limit are embedded, meaning the cost shares of one family member will be applied to the per person deductible and per person out-of-pocket limit; in addition, amounts for all covered family members apply to both the family deductible and family out-of-pocket limit. No one member will pay more than the per person deductible or per person out-of-pocket limit. All medical and prescription drug deductibles, copayments and coinsurance apply to the out-of-pocket limit. Doctor Visits (virtual and office) You are encouraged to select a Primary Care Physician (PCP). Primary Care (PCP) and Mental Health and Substance Use Disorder $25 copay per visit medical deductible does not Services virtual and office apply Specialist Care virtual and office $50 copay per visit medical deductible does not apply Other Practitioner Visits Routine Maternity Care (Prenatal and Postnatal) $25 copay per visit medical deductible does not apply Retail Health Clinic for routine care and treatment of common illnesses; $25 copay per visit medical deductible does not usually found in major pharmacies or retail stores. apply CA/LG/Anthem EPO 3000/25/50/20/AN9S/01-01-2024 Page 1 of 9

Covered Medical Benefits Cost if you use an In-Network Provider Manipulation Therapy $25 copay per visit medical deductible does not Coverage is limited to 30 visits per benefit period. apply Acupuncture $25 copay per visit medical deductible does not Coverage is limited to 20 visits per benefit period. apply Other Services in an Office Allergy Testing 20% coinsurance after medical deductible is met Prescription Drugs Dispensed in the office 30% coinsurance after medical deductible is met Maximum of $250 member cost share per drug. Surgery 20% coinsurance after medical deductible is met Preventive care / screenings / immunizations No charge Preventive Care for Chronic Conditions per IRS guidelines No charge Diagnostic Services Lab Office 20% coinsurance after medical deductible is met Freestanding Lab 20% coinsurance after medical deductible is met Outpatient Hospital 20% coinsurance after medical deductible is met X-Ray Office 20% coinsurance after medical deductible is met Freestanding Radiology Center 20% coinsurance after medical deductible is met Outpatient Hospital 20% coinsurance after medical deductible is met Advanced Diagnostic Imaging for example: MRI, PET and CAT scans Office 20% coinsurance after medical deductible is met Freestanding Radiology Center 20% coinsurance after medical deductible is met Outpatient Hospital 20% coinsurance after medical deductible is met Emergency and Urgent Care Urgent Care includes doctor services. Additional charges may apply $25 copay per visit medical deductible does not depending on the care provided. apply Page 2 of 9

Covered Medical Benefits Cost if you use an In-Network Provider Emergency Room Facility Services In-Network and Non-Network Providers: Your copay will be waived if admitted. $150 copay per visit and then 20% coinsurance after medical deductible is met Emergency Room Doctor and Other Services In-Network and Non-Network Providers: 20% coinsurance after medical deductible is met Ambulance In-Network and Non-Network Providers: Authorized Non-Network non-emergency ambulance services are limited 20% coinsurance after medical deductible is met to an Anthem maximum payment of $50,000 per trip. Outpatient Mental Health and Substance Use Disorder Services at a Facility Facility Fees 20% coinsurance after medical deductible is met Doctor Services 20% coinsurance after medical deductible is met Outpatient Surgery Facility Fees Hospital 20% coinsurance after medical deductible is met Ambulatory Surgical Center 20% coinsurance after medical deductible is met Physician and other services including surgeon fees Hospital 20% coinsurance after medical deductible is met Hospital (Including Maternity, Mental Health and Substance Use Disorder Services) Facility Fees 20% coinsurance after medical deductible is met Physician and other services including surgeon fees 20% coinsurance after medical deductible is met Home Health Care 20% coinsurance after medical deductible is met Coverage is limited to 100 visits per benefit period. Rehabilitation and Habilitation services including physical, occupational and speech therapies. Office 20% coinsurance after medical deductible is met Outpatient Hospital 20% coinsurance after medical deductible is met Page 3 of 9

Covered Medical Benefits Cost if you use an In-Network Provider Pulmonary rehabilitation office and outpatient hospital 20% coinsurance after medical deductible is met Cardiac rehabilitation office and outpatient hospital 20% coinsurance after medical deductible is met Dialysis/Hemodialysis office and outpatient hospital 20% coinsurance after medical deductible is met Chemo/Radiation Therapy office and outpatient hospital 20% coinsurance after medical deductible is met Skilled Nursing Care (facility) 20% coinsurance after medical deductible is met Coverage for Inpatient rehabilitation and skilled nursing services is limited to 150 days combined per benefit period. Inpatient Hospice No charge Durable Medical Equipment 20% coinsurance after medical deductible is met Prosthetic Devices 20% coinsurance after medical deductible is met Cost if you use an In- Cost if you use a Covered Prescription Drug Benefits Network Pharmacy Non-Network Pharmacy Pharmacy Deductible Not applicable Not covered Pharmacy Out-of-Pocket Limit Combined with In- Not covered Network medical out- of-pocket limit Prescription Drug Coverage Network: Base Network Drug List: Essential Drugs not included on the Essential drug list will not be covered. Day Supply Limits: Retail Pharmacy 30 day supply (cost shares noted below) Retail 90 Pharmacy 90 day supply (3 times the 30 day supply cost share(s) charged at In-Network Retail Pharmacies noted below applies). Home Delivery Pharmacy 90 day supply (maximum cost shares noted below). Maintenance medications are available through CarelonRx Pharmacy. You will need to call us on the number on your ID card to sign up when you first use the service. Specialty Pharmacy 30 day supply (cost shares noted below for retail and home delivery apply). We may require certain drugs with special handling, provider coordination or patient education be filled by our designated specialty pharmacy. Tier 1a - Typically Lower Cost Generic $5 copay per Not covered (retail and Page 4 of 9

Cost if you use an In- Cost if you use a Covered Prescription Drug Benefits Network Pharmacy Non-Network Pharmacy prescription (retail) and home delivery) $10 copay per prescription (home delivery) Tier 1b - Typically Generic $20 copay per Not covered (retail and prescription (retail) and home delivery) $40 copay per prescription (home delivery) Tier 2 – Typically Preferred Brand $40 copay per Not covered (retail and prescription (retail) and home delivery) $100 copay per prescription (home delivery) Tier 3 - Typically Non-Preferred Brand $60 copay per Not covered (retail and prescription (retail) and home delivery) $150 copay per prescription (home delivery) Tier 4 - Typically Specialty (brand and generic) 30% coinsurance up to Not covered (retail and $250 per prescription home delivery) (retail and home delivery) Cost if you use an In- Cost if you use a Covered Vision Benefits Network Provider Non-Network Provider This is a brief outline of your vision coverage. To receive the In-Network benefit, you must use a Blue View Vision Provider. Only children's vision services count towards your out-of-pocket limit. Children’s Vision exam (up to age 19) No charge Not covered Limited to 1 exam per benefit period. Adult Vision exam (age 19 and older) No charge Not covered Limited to 1 exam per benefit period. Notes: • If you have an office visit with your Primary Care Physician, Specialist or Urgent Care at an Outpatient Facility (e.g., Hospital or Ambulatory Surgical Facility), benefits for Covered Services will be paid under “Outpatient Facility Services”. • Costs may vary by the site of service. Other cost shares may apply depending on services provided. Check your Certificate of Coverage for details. Page 5 of 9

• The limits for physical, occupational, and speech therapy, if any apply to this plan, will not apply if you get care as part of the Mental Health and Substance Use Disorder benefit. • Coverage includes standard fertility preservation services as a basic healthcare service including but are not limited to, injections, cryopreservation and storage for both male and female members when a medically necessary treatment may cause iatrogenic infertility. Member cost share for fertility preservation services is based on provider type and service rendered. • The representations of benefits in this document are subject to California Department of Managed Health Care (DMHC) approval and are subject to change. This summary of benefits is a brief outline of coverage, designed to help you with the selection process. This summary does not reflect each and every benefit, exclusion and limitation which may apply to the coverage. For more details, important limitations and exclusions, please review the formal Evidence of Coverage (EOC). If there is a difference between this summary and the Evidence of Coverage (EOC), the Evidence of Coverage (EOC), will prevail. Anthem Blue Cross is the trade name of Blue Cross of California. Independent licensee of the Blue Cross Association. ® ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross name and symbol are registered marks of the Blue Cross Association. Questions: (855) 333-5730 or visit us at www.anthem.com/ca Page 6 of 9

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Get help in your language Language Assistance Services Curious to know what all this says? We would be too. Here’s the English version: IMPORTANT: Can you read this letter? If not, we can have somebody help you read it. You may also be able to get this letter written in your language. For free help, please call right away at 1-888-254-2721. (TTY/TDD: 711) Separate from our language assistance program, we make documents available in alternate formats for members with visual impairments. If you need a copy of this document in an alternate format, please call the customer service telephone number on the back of your ID card. Spanish IMPORTANTE: ¿Puede leer esta carta? De lo contrario, podemos hacer que alguien lo ayude a leerla. También puede recibir esta carta escrita en su idioma. Para obtener ayuda gratuita, llame de inmediato al 1-888-254-2721. (TTY/TDD: 711) Arabic Armenian ՈՒՇԱԴՐՈՒԹՅՈՒՆ. Կարողանո՞ւմ եք ընթերցել այս նամակը: Եթե ոչ, մենք կարող ենք տրամադրել ինչ-որ մեկին, ով կօգնի Ձեզ՝ կարդալ այն: Կարող ենք նաև այս նամակը Ձեզ գրավոր տարբերակով տրամադրել: Անվճար օգնություն ստանալու համար կարող եք անհապաղ զանգահարել 1-888-254-2721 հեռախոսահամարով: (TTY/TDD: 711) Chinese 重要事項：您能看懂這封信函嗎？如果您看不懂，我們能夠找人協助您。您有可能可以獲得以您的語言而寫的本信函。如需免費協助，請立即撥打1-888-254-2721。(TTY/TDD: 711) Farsi Hindi Hmong TSEEM CEEB: Koj puas muaj peev xwm nyeem tau daim ntawv no? Yog hais tias koj nyeem tsis tau, peb muaj peev xwm cia lwm tus pab nyeem rau koj mloog. Tsis tas li ntawd tej zaum koj kuj tseem yuav tau txais daim ntawv no sau ua koj hom lus thiab. Txog rau kev pab dawb, thov hu tam sim no rau tus xov tooj 1-888-254-2721. (TTY/TDD: 711) Japanese Anthem Blue Cross is the trade name of Blue Cross of California. Independent licensee of the Blue Cross Association. ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross name and symbol are registered marks of the Blue Cross Association. MCASH4644CML 06/16 DMHC3 DMHCW #CA-DMHC-001# Page 8 of 9

重要：この書簡を読めますか？もし読めない場合には、内容を理解するための支援を受けることができます。また、この書簡を希望する言語で書いたものを入手することもできます。次の番号にいますぐ電話して、無料支援を受けてください。 1-888-254-2721 (TTY/TDD: 711) Khmer Korean 중요: 이 서신을 읽으실 수 있으십니까? 읽으실 수 없을 경우 도움을 드릴 사람이 있습니다. 귀하가 사용하는 언어로 쓰여진 서신을 받으실 수도 있습니다. 무료 도움을 받으시려면 즉시 1-888-254-2721로 전화하십시오. (TTY/TDD: 711) Punjabi ਮਹੱਤਵਪੂਰਨ: ਕੀ ਤੁਸ ਇਹ ਪੱਤਰ ਪੜਹ ਸਕਦੇ ਹੋ? ਜੇ ਨਹ, ਤਾਂ ਅਸ ਇਸ ਨੂੰ ਪੜਹ੍ ਿਵੱਚ ਤੁਹਾਡੀ ਮਦਦ ਲਈ ਿਕਸੇ ਨੂੰ ਬੁਲਾ ਸਕਦਾ ਹਾਂ ਤੁਸ ਸ਼ਾਇਦ ਪੱਤਰ ਨੂੰ ਆਪਣੀ ਭਾਸ਼ਾ ਿਵੱਚ ਿਲਿਖਆ ਹੋਇਆ ਵਬੀ ਪਰ੍ਾਪ ੍ਾਪ ਕਰ ਸਕਦੇ ਹੋ। ਮੁਫ਼ਤ ਮਦਦ ਲਈ, ਿਕਰਪਾ ਕਰਕੇ ਫੌਰਨ 1-888-254-2721 ਤੇ ਕਾਲ ਕਰੋ। (TTY/TDD: 711) Russian CDEFG HIJKLK MN OP QRISNLTLU VTWWIK QNXUYI. ZXMN WKL WT[ XQK\NTMNXL QIYIJKL OTY O ]LIY CP LT^JK YIJKLK QIM_SNLU VTWWIK QNXUYI WT OT[KY `aP^K bM` QIM_SKWN` cKXQMTLWId QIYIeN aOIWNLK QI WIYKR_ 1-888-254-2721. (TTY/TDD: 711) Tagalog MAHALAGA: Nababasa ba ninyo ang liham na ito? Kung hindi, may taong maaaring tumulong sa inyo sa pagbasa nito. Maaari ninyo ring makuha ang liham na ito nang nakasulat sa ginagamit ninyong wika. Para sa libreng tulong, mangyaring tumawag kaagad sa 1-888-254-2721. (TTY/TDD: 711) Thai หมายเหตุสำคัญ: ท่านสามารถอ่านจดหมายฉบับนี้หรือไม่ หากท่านไม่สามารถอ่านจดหมายฉบับนี้ เราสามารถจัดหาเจ้าหน้าที่มาอ่านให้ท่านฟังได้ ท่านยังอาจให้เจ้าหน้าที่ช่วยเขียนจดหมายในภาษาของท่านอีกด้วย หากต้องการความช่วยเหลือโดยไม่มีค่าใช้จ่าย โปรดโทรติดต่อที่หมายเลข 1-888-254-2721 (TTY/TDD: 711) Vietnamese QUAN 4jf1 Quý 0l có n op q này hay không? t không, chúng tôi có n v trí qx giúp quý 0l op q này. Quý 0l y có n z q này { ngôn | } quý 0l ~n oq giúp o€ phí, vui lòng p ngay v 1-888-254- 2721. (TTY/TDD: 711) It’s important we treat you fairly That’s why we follow federal civil rights laws in our health programs and activities. We don’t discriminate, exclude people, or treat them differently on the basis of race, color, national origin, sex, age or disability. For people with disabilities, we offer free aids and services. For people whose primary language isn’t English, we offer free language assistance services through interpreters and other written languages. Interested in these services? Call the Member Services number on your ID card for help (TTY/TDD: 711). If you think we failed to offer these services or discriminated based on race, color, national origin, age, disability, or sex, you can file a complaint, also known as a grievance. You can file a complaint with our Compliance Coordinator in writing to Compliance Coordinator, P.O. Box 27401, Mail Drop VA2002-N160, Richmond, VA 23279. Or you can file a complaint with the U.S. Department of Health and Human Services, Office for Civil Rights at 200 Independence Avenue, SW; Room 509F, HHH Building; Washington, D.C. 20201 or by calling 1-800-368-1019 (TDD: 1- 800-537-7697) or online at https://ocrportal.hhs.gov/ocr/portal/lobby.jsf. Complaint forms are available at http://www.hhs.gov/ocr/office/file/index.html. Anthem Blue Cross is the trade name of Blue Cross of California. Independent licensee of the Blue Cross Association. ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross name and symbol are registered marks of the Blue Cross Association. MCASH4644CML 06/16 DMHC3 DMHCW #CA-DMHC-001# Page 9 of 9