Critical Illness Benefits Summary Beam Critical

Critical Illness Insurance Benefit Summary Dash Delivery Inc. Plan: Beam Critical Illness - UltraPlus Policy effective date: 2024-10-01 GROUP #: OR00704 Policy length: 12 months Plan overview information Employee guarantee issue Hours worked: 30+ hours/week* $10,000 Employee coverage: Voluntary Eligible group size: 50 - 100 eligible employees Critical illness benefit Participation requirement: 10 lives Critical illness insurance pays a lump-sum amount for certain *An employee must be actively at work on the effective medical conditions to help cover out-of-pocket medical costs or date in order to be eligible for benefits. other expenses, but can be used for any purpose. The plan covers many major illnesses including coronary heart disease, renal failure, stroke and cancer. Employee benefit amount $10,000 Dependent benefit amounts (guarantee issue) Spouse $5,000 Child $2,500 Conditions covered - Benign Brain Tumor* - Loss of Hearing - Blindness - Loss of One Limb* - Coma - Loss of Two Limbs - Coronary Artery (Bypass)* - Loss of Speech - Coronary Artery (Stent) - Major Organ Failure - End Stage Renal Failure - Permanent Paralysis - Heart Attack - Severe Burn - In-Situ Cancer (Non-Invasive)* - Skin Cancer* - Invasive Cancer - Stroke *Payout is less than 100% of the benefit amount. BEAM SUPPORT LEARN MORE [email protected] | (800) 648 1179 beambenefits.com BM-SOB-0040-202306 1 of 3

Pre-existing condition Pre-existing condition limitation Not included Is this a takeover plan? No Termination age Employee 65 Spouse 65 Child 26 (unmarried) Additional summary details Lifetime maximum Unlimited Recurrence benefit Included Portability Not included Progressive disease rider Pays a benefit if diagnosed with a progressive disease including Advanced Alzheimer's, Advanced Parkinson's, Major Included Head Trauma, Motor Neuron Disease (i.e. ALS), Muscular Dystrophy and Multiple Sclerosis. Wellness & optional genetic testing rider Not included Eligibility waiting period Defined by the Policyholder Employees have 31 days from the plan effective date or their eligibility date, whichever is later, to enroll or they are considered a late entrant. Late entrants must wait Annual enrollment and late entrant rules until the next annual enrollment to enroll in the plan. These rules apply to both employee and dependent options. BEAM SUPPORT LEARN MORE [email protected] | (800) 648 1179 beambenefits.com BM-SOB-0040-202306 2 of 3

This benefit summary is not a complete description of the insurance coverage. Controlling provisions are provided in the policy, and this summary does not modify those provisions or the insurance in any way. This is not a binding contract. A certificate of coverage will be made available to you that describes the benefits in greater details. Should there be a difference between this summary and the contract, the contract will govern. Critical Illness (effective 5/1/23) insurance product is underwritten by Nationwide Life Insurance Company, Columbus, OH, marketed by Beam Insurance Services LLC (Beam Benefits Insurance Services LLC, in CA) and administered by Beam Insurance Administrators LLC (Beam Dental Insurance Administrators LLC in Texas).Critical Illness coverage applicable to policy form GCI AO L20, or state equivalent. Products are not available to members living in Puerto Rico and product availability may vary by state. Program restrictions and exclusions apply. 1099 contractors are not eligible for coverage. Nationwide and Beam Insurance Services LLC are separate and non-affiliated companies. Nationwide Life Insurance Company, One Nationwide Plaza, Columbus, OH 43215 BEAM SUPPORT LEARN MORE [email protected] | (800) 648 1179 beambenefits.com BM-SOB-0040-202306 3 of 3