Pre-existing condition Pre-existing condition limitation Not included Is this a takeover plan? No Termination age Employee 65 Spouse 65 Child 26 (unmarried) Additional summary details Lifetime maximum Unlimited Recurrence benefit Included Portability Not included Progressive disease rider Pays a benefit if diagnosed with a progressive disease including Advanced Alzheimer's, Advanced Parkinson's, Major Included Head Trauma, Motor Neuron Disease (i.e. ALS), Muscular Dystrophy and Multiple Sclerosis. Wellness & optional genetic testing rider Not included Eligibility waiting period Defined by the Policyholder Employees have 31 days from the plan effective date or their eligibility date, whichever is later, to enroll or they are considered a late entrant. Late entrants must wait Annual enrollment and late entrant rules until the next annual enrollment to enroll in the plan. These rules apply to both employee and dependent options. BEAM SUPPORT LEARN MORE [email protected] | (800) 648 1179 beambenefits.com BM-SOB-0040-202306 2 of 3