Critical Illness Insurance Metropolitan Life Insurance Company | 200 Park Avenue | New York, NY 10166 L0325047079[exp0327][All States][DC,GU,MP,PR,VI] © 2025 MetLife Services and Solutions, LLC Muscular Dystrophy 100% of Benefit Amount NONE Parkinson’s Disease (Advanced) 100% of Benefit Amount NONE Systemic Lupus Erythematosus (SLE) 100% of Benefit Amount NONE Severe Burn Category Severe Burn 100% of Benefit Amount 50% of Initial Benefit Stroke Category Stroke 100% of Benefit Amount 50% of Initial Benefit Transient Ischemic Attack 25% of Benefit Amount 50% of Initial Benefit Vascular Disease Category Aneurysm Abdominal Aortic or Thoracic Aortic Aneurysm; Carotid, Cerebral or Renal Aneurysm (Ruptured or Dissecting) 100% of Benefit Amount NONE Pulmonary Embolism 25% of Benefit Amount NONE * Notes Regarding Covered Conditions MetLife will not pay a benefit for a Covered Condition that is diagnosed prior to the coverage effective date. • Alzheimer’s Disease – Please review the Outline of Coverage/Disclosure Document for specific information about Alzheimer’s disease. • Cancer – Please review the certificate for specific information about cancer benefits. In most states, not all types of cancer are covered. • Artery Bypass Graft – In certain states, the Covered Condition is Coronary Artery Disease. • Heart Attack – The Heart Attack Covered Condition pays a benefit for the occurrence of a myocardial infarction, subject to the terms of the certificate. A myocardial infarction does not include sudden cardiac arrest. • Infectious Disease Covered Condition Category – For an Infectious Disease Category benefit to be payable, the covered person must have been treated for the disease in a hospital for a consecutive number of days as specified in the certificate. • Major Organ Transplant – In most states, we will not pay a Major Organ Transplant benefit if a covered person is placed on the organ transplant list prior to coverage taking effect and subsequently undergoes a transplant procedure for the same organ while coverage is in effect. Covered organs may vary by state; refer to the Certificate for details. In some states, the condition is Major Organ Failure. • Stroke – In certain states, the Covered Condition is Severe Stroke. • The following benefits are not available in all states. Please review the Disclosure Statement or Outline of Coverage/Disclosure Document for details. o Coma o Congenital Heart Disease (for which Surgery has been recommended for treatment) o Loss of: Ability to Speak; Hearing; or Sight o Paralysis o Severe Burn Health Screening BenefitMetLife will provide an annual benefit of $50 per calendar year for taking one of the eligible screening/prevention measures. The Health Screening Benefit is not available in all states. Example of How Benefits are Paid The example below illustrates an employee who elected a Benefit Amount of $10,000. Illness – Covered Condition Payment Heart Attack — first verified diagnosis Initial Benefit payment of $10,000 or 100% Kidney Failure – first verified diagnosis, two years later Initial Benefit payment of $10,000 or 100% Heart Attack — second verified diagnosis, four years later Recurrence Benefit payment of