Critical Illness Insurance Metropolitan Life Insurance Company | 200 Park Avenue | New York, NY 10166 L0325047079[exp0327][All States][DC,GU,MP,PR,VI] © 2025 MetLife Services and Solutions, LLC Cerebral Palsy 100% of Benefit Amount NONE Cleft Lip or Cleft Palate 100% of Benefit Amount NONE Congenital Heart Disease (for which Surgery has been recommended for treatment) 100% of Benefit Amount NONE Cystic Fibrosis 100% of Benefit Amount NONE Diabetes (Type 1) 100% of Benefit Amount NONE Down Syndrome 100% of Benefit Amount NONE Gaucher Disease (Type 2 Or Type 3) 100% of Benefit Amount NONE Glycogen Storage Disease (Type IV) 100% of Benefit Amount NONE Infantile Tay Sachs Disease 100% of Benefit Amount NONE Niemann-Pick Disease 100% of Benefit Amount NONE Pompe Disease 100% of Benefit Amount NONE Sickle Cell Anemia 100% of Benefit Amount NONE Spina Bifida 100% of Benefit Amount NONE Zellweger Syndrome 100% of Benefit Amount NONE Functional Loss Category Coma 100% of Benefit Amount 50% of Initial Benefit Loss of: Ability to Speak; Hearing; or Sight 100% of Benefit Amount NONE Paralysis of 2 or more limbs 100% of Benefit Amount 50% of Initial Benefit Heart Attack Category Heart Attack 100% of Benefit Amount 50% of Initial Benefit Sudden Cardiac Arrest 100% of Benefit Amount NONE Infectious Disease Category For a benefit to be payable, the covered person must have been treated for the disease in a hospital for 3 consecutive days. Bacterial Cerebrospinal Meningitis 25% of Benefit Amount 50% of Initial Benefit COVID-19 25% of Benefit Amount 50% of Initial Benefit Diphtheria 25% of Benefit Amount 50% of Initial Benefit Encephalitis 25% of Benefit Amount 50% of Initial Benefit Legionnaire’s Disease 25% of Benefit Amount 50% of Initial Benefit Malaria 25% of Benefit Amount 50% of Initial Benefit Necrotizing Fasciitis 25% of Benefit Amount 50% of Initial Benefit Osteomyelitis 25% of Benefit Amount 50% of Initial Benefit Rabies 25% of Benefit Amount NONE Tetanus 25% of Benefit Amount 50% of Initial Benefit Tuberculosis 25% of Benefit Amount 50% of Initial Benefit Kidney Failure Category Kidney Failure 100% of Benefit Amount 50% of Initial Benefit Major Organ Transplant Category Major Organ Transplant For bone marrow, heart, lung, pancreas, and liver 100% of Benefit Amount 50% of Initial Benefit Progressive Disease Category ALS 100% of Benefit Amount NONE Alzheimer’s Disease 100% of Benefit Amount NONE Multiple Sclerosis 100% of Benefit Amount NONE