Women ' s Health and Cancer Rights Act (WHCRA) Notices Enrollment Notice If you have had or are going to have a mastectomy, you may be entitled to certain benefits under the Women’s Health and Cancer Rights Act of 1998 (WHCRA). For individuals receiving mastectomy - related benefits, coverage will be provided in a manner determin ed in consultation with the attending physician and the patient, for: • All stages of reconstruction of the breast on which the mastectomy was performed; • Surgery and reconstruction of the other breast to produce a symmetrical appearance; • Prostheses; and • Treatment of physical complications of the mastectomy, including lymphedema. These benefits will be provided subject to the same deductibles and coinsurance applicable to other medical and surgical benefits provided under this plan. Therefore, the following deductibles and coinsurance apply: PPO Saver: $ 2 000 deductible for individual (in & out-of -network) and $4 000 deductible for family ( in & out- of-network) with 80% coinsurance (in-network) 60 % coinsurance (out-of-network). PPO 80: $500 deductible for individual (in & out-of-network) and $1000 deductible for family (in & out-of- network) with 100% coinsurance (in-network) and 80% coinsurance (out-of-network) If you would like more information on WHCRA benefits, call your plan administrator at 617-715-3600. Annual Notice Do you know that your plan, as required by the Women’s Health and Cancer Rights Act of 1998, provides benefits for mastectomy-related services including all stages of reconstruction and surgery to achieve symmetry between the breasts, prostheses, and complications resulting from a mastectomy, including lymphedema? Call your plan administrator at 617-715-3600 for more information.

Health Plan Compliance Notices 2026 Page 32