Description of Benefits for : 12856000 - Total Education Solutions Hospital Indemnity Insurance Inpatient Hospital/Intensive Care Unit First Day Benefits are paid on the first day of a covered hospital stay (whether that is a regular hospital bed or ICU) of 24 hours or more. The benefit is paid one time per hospital stay, regardless of whether the insured is moved from the regular bed to ICU, or vice versa. Inpatient Hospital/Intensive Care Unit Day 2+ Benefits are paid beginning the second day of a covered stay. ICU stays are included with the hospital stay benefit. Each facility has a calendar year maximum number of days as selected, 500 days per lifetime unless otherwise noted in the policy. Please refer to your Plan Summary for details. Wellness Screening This Rider provides a benefit if an Insured incurs an expense as a result of receiving any of the screening tests described in this Rider. There is a specified calendar year maximum number of screening tests for which a benefit will be paid. Please refer to your Plan Summary for details. Included tests: Abdominal aortic aneurysm ultrasonography Blood test for lipids, including total cholesterol, LDL, HDL and triglycerides Bone density screening Bone marrow testing Breast MRI Breast ultrasound CA 15-3 blood test for breast cancer CA 125 blood test for ovarian cancer Carotid Doppler CEA blood test for colon cancer Chest X-ray Child sports physicals Colonoscopy or virtual colonoscopy CT angiography Electrocardiogram Fasting blood glucose test Flexible sigmoidoscopies Mammograms Pap smears Prostate-specific antigen (PSA) test Serum cholesterol test to determine level of HDL and LDL Stress test on a bicycle or treadmill Testicular ultrasound Thermography ThinPrep Pap Test