LI-GCERT-SUPP-OVER EOL Benefit Summary 200 Park Ave., New York, NY 10166 © 2024 MetLife Services and Solutions, LLC L0624041029[exp0626][All States] Employee Age Employee & Spouse Coverage -- Monthly Premium For: Dependent Child Coverage2 Monthly Premium For: $1,000 $10,000 $20,000 $40,000 $50,000 $100,000 $1,000 $0.25 Under 30 $0.08 $0.84 $1.68 $3.36 $4.20 $8.40 30-34 $0.11 $1.07 $2.14 $4.28 $5.35 $10.70 $2,000 $0.50 35-39 $0.12 $1.22 $2.44 $4.88 $6.10 $12.20 40-44 $0.17 $1.68 $3.36 $6.72 $8.40 $16.80 $4,000 $1.00 45-49 $0.26 $2.63 $5.26 $10.52 $13.15 $26.30 50-54 $0.41 $4.06 $8.12 $16.24 $20.30 $40.60 $5,000 $1.25 55-59 $0.62 $6.19 $12.38 $24.76 $30.95 $61.90 60-64 $0.85 $8.53 $17.06 $34.12 $42.65 $85.30 $10,000 $2.50 65-69 $1.48 $14.75 $29.50 $59.00 $73.75 $147.50 70+ $2.38 $23.84 $47.68 $95.36 $119.20 $238.40 Due to rounding, your actual payroll deduction amount may vary slightly. Features available with Supplemental Life Grief Counseling3: You, your dependents, and your beneficiaries access to grief counseling sessions and funeral related concierge services to help cope with a loss – at no extra cost. Grief counseling services provide confidential and professional support during a difficult time to help address personal and funeral planning needs. At your time of need, you and your dependents have 24/7 access to a work/life counselor. You simply call a dedicated 24/7 toll-free number to speak with a licensed professional experienced in helping individuals who have suffered a loss. Sessions can either take place in-person or by phone. You can have up to five face-to-face grief counseling sessions per event to discuss any situation you perceive as a major loss, including but not limited to death, bankruptcy, divorce, terminal illness, or losing a pet.3 In addition, you have access to funeral assistance for locating funeral homes and cemetery options, obtaining funeral cost estimates and comparisons, and more. You can access these services by calling 1-888-319-7819 or log on to one.telushealth.com (Username: metlifeassist; Password: support). Funeral Discounts and Planning Services4: As a MetLife group life policyholder, you and your family may have access to funeral discounts, planning and support to help honor a loved one’s life - at no additional cost to you. Dignity Memorial provides you and your loved ones access to discounts of up to 10% off of funeral, cremation and cemetery services through the largest network of funeral homes and cemeteries in the United States. When using the Dignity Memorial Network you have access to convenient planning services - either online at www.finalwishesplanning.com, by phone (1-866-853-0954), or by paper - to help make final wishes easier to manage. You also have access to assistance from compassionate funeral planning experts to help guide you and your family in making confident decisions when planning ahead as well as bereavement travel services - available 24 hours, 7 days a week, 365 days a year - to assist with time-sensitive travel arrangements to be with loved ones. Digital Estate Planning8: Helping to ensure final wishes are clear. Employees can choose to complete wills and other important estate planning documents quickly and easily online with access to online notary services. Will Preparation5:Like life insurance, a carefully prepared Will is important. With a Will, you can define your most important decisions such as who will care for your children or inherit your property. By enrolling for Supplemental Term Life coverage, you will have in person access to MetLife Legal Plans' network of 18,500+ participating attorneys for preparing or updating a will, living will and power of attorney. When you enroll in this plan, you may take advantage of this benefit at no additional cost to you if you use a participating plan attorney. To obtain the legal plan's toll-free number and your company's group access number, contact your employer or your plan administrator for this information. MetLife Estate Resolution Services (ERS)6 :is a valuable service offered under the group policy. A MetLife Legal Plan attorney will consult with your beneficiaries by telephone or in person regarding the probate process for your estate. The attorney will also handle the probate of your estate for your executor or administrator. This can help alleviate the financial and administrative burden upon your loved ones in their time of need. Portability7: Should you leave Salus Homecare for any reason, and your Basic and Supplemental/Optional and Dependent Term Life and Personal and Supplemental/Optional and Dependent and Voluntary Accidental Death and Dismemberment insurance under this plan terminates, you will have an opportunity to continue group term coverage (“portability”) under a different policy, subject to plan design and state availability. Rates will be based on the experience of the ported group and MetLife will bill you directly. Rates may be higher than your current rates. To take advantage of this feature, you must have coverage of at least $10,000 up to a maximum of $2,000,000. What Is Not Covered?