Total Education Supp Life AD&D

Group Life Insurance Supplemental Life and Accidental Death & Dismemberment SUMMARY OF BENEFITS Class 1 Sponsored By: Total Education Solutions Effective Date: April 1, 2024 Policy Number: 01-020899-00 The information in this summary may be replaced by any subsequently issued summary or policy amendment. Eligibility All Active Full Time working a minimum of 30 hours per week and their eligible dependents. Employee Life and AD&D Benefit Amount Increments of $10,000 Maximum Amount Lesser of 5 x Earnings or $500,000 Guaranteed Issue Lesser of 3 x Earnings or $100,000 (Life Only) Spouse Life and AD&D Benefit Spouse Amount Increments of $5000 Minimum Amount $5,000 Maximum Amount $250,000 not to exceed 50% of Supplemental Employee Coverage Guaranteed Issue $30,000 (Life Only) Child Life and AD&D Benefit Child Amount Live Birth to 26 year(s): $10,000 Benefit Reduction Employee and Spouse Original Benefit 65% at age 65 Amount Reduced To 25% at age 80 Evidence of Insurability Evidence of Insurability is required for all amounts of insurance selected after the initial 31 day eligibility period and for any amount in excess of the Guarantee Issue amount. Symetra® is a registered service mark of Symetra Life Insurance Company. LGP-2319/Other-Class 1 2/17

Additional Benefit Details Accelerated Death If an employee has been diagnosed as terminally ill, Symetra Life Benefit Insurance Company may pay a portion of the death benefit in advance to the employee. Please refer to your employee certificate for additional information. Conversion A conversion benefit is available that allows you to convert your group coverage to an individual policy if certain conditions apply. Please refer to your employee certificate for additional information. Portability This coverage may be continued at group rates upon termination of employment. Certain restrictions apply. Please refer to your employee certificate for additional information. Waiver of Premium With proof of disability, Symetra Life Insurance Company will waive Life Insurance premiums for a period of time for an employee that becomes disabled prior to a certain qualifying age. Certain restrictions, such as an elimination period, apply. Please refer to your employee certificate for additional information. AD&D Riders Includes Seat Belt, Airbag and Repatriation benefits. Please refer to your employee certificate for additional information. Value Added Services Beneficiary Support services for beneficiaries who have experienced a loss. Assistance Beneficiary Assistance can offer some relief and provide compassionate guidance to help with paperwork, notifications, and the time-consuming details of managing a loved one’s final affairs. Travel Assistance Pre-trip planning information and assistance, medical assistance and transport services, and emergency travel services and other assistance due to covered medical issues and emergencies that may occur when the insured or eligible dependent is on a trip 100 miles or more from home lasting 90 days or less. Identity Theft Identity theft assistance offers insureds and eligible dependents peace of Assistance mind by providing step-by-step coaching, fraud assistance, and document replacement to help resolve identity theft. Estate Planning Provides a simple, secure, and affordable online tool that allows insureds to decide what documents they need, from a last will and testament, living will, healthcare power of attorney, financial power of attorney, and/or final arrangements, for, at most, a minor additional fee. Contact Information for Claims Symetra® is a registered service mark of Symetra Life Insurance Company. LGP-2319/Other-Class 1 2/17

Phone: 1-877-377-6773 Fax: 1-877-737-3650 Symetra Life Insurance Company Life and Absence Management Center P.O. Box 1230 Enfield, CT 06083-1230 Rates for Supplemental Life coverage Monthly Supplemental Employee Life Rates per $1,000 of coverage AGE RATE Under 25 $0.039 25 - 29 $0.034 30 - 34 $0.044 35 - 39 $0.068 40 - 44 $0.101 45 - 49 $0.150 50 - 54 $0.230 55 - 59 $0.356 60 - 64 $0.426 65 - 69 $0.618 70 - 74 $1.114 75 - $3.207 Monthly Supplemental Spouse Life Rates per $1,000 of coverage AGE RATE Under 25 $0.050 25 - 29 $0.060 30 - 34 $0.080 35 - 39 $0.090 40 - 44 $0.124 45 - 49 $0.203 50 - 54 $0.313 55 - 59 $0.439 60 - 64 $0.660 65 - 69 $1.270 70 - 74 $2.060 75 - $3.951 Monthly Supplemental Child Life Rate per $1,000 of coverage is $0.0370 Monthly Supplemental Employee AD&D Rate per $1,000 of coverage is $0.0160 Monthly Supplemental Spouse AD&D Rate per $1,000 of coverage is $0.0160 Monthly Supplemental Child AD&D Rate per $1,000 of coverage is $0.0160 Symetra® is a registered service mark of Symetra Life Insurance Company. LGP-2319/Other-Class 1 2/17

Calculating Your Cost Supplemental Employee Life: /1,000 = $ (volume) x (rate) Monthly Cost Supplemental Spouse Life: /1,000 = $ (volume) x (rate) Monthly Cost Supplemental Child Life: 0.037 /1,000 = $ (volume) x (rate) Monthly Cost Supplemental Employee AD&D: 0.016 /1,000 = $ (volume) x (rate) Monthly Cost Supplemental Spouse AD&D: 0.016 /1,000 = $ (volume) x (rate) Monthly Cost Supplemental Child AD&D: 0.016 /1,000 = $ (volume) x (rate) Monthly Cost This summary provides only a brief description of the Life Insurance coverage insured by Symetra Life Insurance Company under the LGC-13000 8/06 series Group Life Insurance policy. For a complete description, including all definitions, exclusions, limitations, and reductions in coverage, as well as information on termination of benefits, please contact your benefit administrator or refer to the Group Insurance Certificate you will receive when you become insured. Coverage will be offered under Group Policy number 01-020899-00. All benefits are subject to the terms and conditions of the Group Policy. If there is a difference between the information in this summary and the information contained in the Group Insurance Certificate, the terms of the Group Insurance Certificate will prevail. The terms of coverage may change over time; always refer to your current Group Insurance Certificate for information regarding your insurance benefits. Insured by Symetra Life Insurance Company Symetra® is a registered service mark of Symetra Life Insurance Company. LGP-2319/Other-Class 1 2/17