Additional Benefit Details Accelerated Death If an employee has been diagnosed as terminally ill, Symetra Life Benefit Insurance Company may pay a portion of the death benefit in advance to the employee. Please refer to your employee certificate for additional information. Conversion A conversion benefit is available that allows you to convert your group coverage to an individual policy if certain conditions apply. Please refer to your employee certificate for additional information. Portability This coverage may be continued at group rates upon termination of employment. Certain restrictions apply. Please refer to your employee certificate for additional information. Waiver of Premium With proof of disability, Symetra Life Insurance Company will waive Life Insurance premiums for a period of time for an employee that becomes disabled prior to a certain qualifying age. Certain restrictions, such as an elimination period, apply. Please refer to your employee certificate for additional information. AD&D Riders Includes Seat Belt, Airbag and Repatriation benefits. Please refer to your employee certificate for additional information. Value Added Services Beneficiary Support services for beneficiaries who have experienced a loss. Assistance Beneficiary Assistance can offer some relief and provide compassionate guidance to help with paperwork, notifications, and the time-consuming details of managing a loved one’s final affairs. Travel Assistance Pre-trip planning information and assistance, medical assistance and transport services, and emergency travel services and other assistance due to covered medical issues and emergencies that may occur when the insured or eligible dependent is on a trip 100 miles or more from home lasting 90 days or less. Identity Theft Identity theft assistance offers insureds and eligible dependents peace of Assistance mind by providing step-by-step coaching, fraud assistance, and document replacement to help resolve identity theft. Estate Planning Provides a simple, secure, and affordable online tool that allows insureds to decide what documents they need, from a last will and testament, living will, healthcare power of attorney, financial power of attorney, and/or final arrangements, for, at most, a minor additional fee. Contact Information for Claims Symetra® is a registered service mark of Symetra Life Insurance Company. LGP-2319/Other-Class 1 2/17