Total Education VLTD

Group Disability Insurance SUMMARY OF BENEFITS Class 1 Sponsored By: Total Education Solutions Effective Date: April 1, 2024 Policy Number: 01-020899-00 The information in this summary may be replaced by any subsequently issued summary or policy amendment. Eligibility All Active Full Time working a minimum of 30 hours per week. Benefit Highlights: Benefit Amount 60% of Salary up to $7,500 per month Elimination Period 90 days (number of days you must be disabled to collect disability benefits) Maximum Payment Social Security Normal Retirement Age (SSNRA): Duration Age at Disability Maximum Payment Duration Less than age 60 To SSNRA 60 60 months or to SSNRA, greater of 61 48 months or to SSNRA, greater of 62 42 months or to SSNRA, greater of 63 36 months or to SSNRA, greater of 64 30 months or to SSNRA, greater of 65 24 months 66 21 months 67 18 months 68 15 months 69 and over 12 months Accumulation of You can satisfy the days of your elimination period with either total (off Elimination Days work entirely) or partial (working some hours at your current job) disability. Symetra® is a registered service mark of Symetra Life Insurance Company. LGP-2319/LTD-Class 1 2/17