Group Critical Illness Plan Highlights

This document provides information on critical illness insurance coverage options and benefits offered by Meyers Nave, A Professional Corporation.

www.reliancematrix.com Reliance Matrix is branding name. Reliance Standard Life Insurance Company (Home Office Schaumburg, IL) is licensed in all states (except New York), the District of Columbia, Puerto Rico, the U.S. Virgin Islands and Guam. First Reliance Standard Life Insurance Company (Home Office New York, NY) is licensed in New York and Delaware. Standard Security Life Insurance Company of New York (Home Office New York, NY) is licensed in all states. Absence services are provided by Matrix Absence Management, Inc. Product features and availability may vary by state. Plan Highlights Group Critical Illness Meyers Nave, A Professional Corporation COVERAGE Critical illness insurance provides a fixed, lump-sum benefit upon diagnosis of a critical illness, which can include heart attack, stroke, paralysis and more. These benefits are paid directly to the insured and may be used for any reason, from deductibles and prescriptions to transportation and childcare. ELIGIBILITY All eligible Employees and their dependents as defined by Meyers Nave, A Professional Corporation and reflected in your Certificate of Insurance. A person may not have coverage as both an Employee and Dependent. BENEFITS AMOUNTS Employee Choose from a minimum of $5,000 to a maximum of $30,000 in $5,000 increments. Spouse Choose from a minimum of $5,000 to a maximum of $30,000 in $5,000 increments, not to exceed 100% of approved employee amount. Child 50% of employee coverage BENEFIT FEATURES • Lifetime Maximum Benefit 1000% of Insurance Amount • Portability – you can take your coverage with you at the same rates • Recurrence Benefit – (Same type of Critical Illness diagnosed months or later) • Wellness Benefits – Any preventative health screening or test including but not limited to, annual physicals, immunizations, dental exams and mental health screenings. • Subsequent Occurrence Benefit (Different Type of Critical Illness diagnosed) GUARANTEED ISSUE The maximum amount of coverage you and your spouse, if applicable, can elect without providing evidence of insurability. Employee $30,000 Spouse $30,000 Child All Child amounts are guaranteed issue BENEFIT PROVISIONS Recurrence We may pay a reduced benefit as shown on the Certificate of Insurance for a Critical Illness that is the same Critical Illness previously diagnosed and for which a benefit was paid under the policy as long as the diagnoses are separated by at least the number of months shown on the Certificate of Insurance. Subsequent Occurrence We may pay for a Critical Illness diagnosed different from a Critical Illness previously diagnosed for which a benefit has been paid under the policy as long as the diagnoses are separated by at least the number of months shown on the Certificate of Insurance.

www.reliancematrix.com Reliance Matrix is branding name. Reliance Standard Life Insurance Company (Home Office Schaumburg, IL) is licensed in all states (except New York), the District of Columbia, Puerto Rico, the U.S. Virgin Islands and Guam. First Reliance Standard Life Insurance Company (Home Office New York, NY) is licensed in New York and Delaware. Standard Security Life Insurance Company of New York (Home Office New York, NY) is licensed in all states. Absence services are provided by Matrix Absence Management, Inc. Product features and availability may vary by state. Included Benefits: Cancer Conditions Percentage of Coverage Amount - Standard Breast Cancer in Situ 25% Carcinoma in Situ 25% Invasive Cancer 100% Skin Cancer 5% Included Benefits: Neurological Conditions Percentage of Coverage Amount - Standard Alzheimer's 100% Benign Brain Tumor 100% Coma 100% Mental Illness (hospitalized 15 days) 100% Motor Neuron Disease (ALS, Lou Gehrig's) 100% Multiple Sclerosis 100% Parkinson's 100% Severe Brain Damage 100% Stroke 100% Transient Ischemic Attack (TIA) 25% Included Benefits: Heart Conditions Percentage of Coverage Amount - Standard Coronary Artery Disease Heart Attack 25% 100% Ruptured Cerebral, Carotid or Aortic Aneurysm 100% Sudden Cardiac Arrest 100% Included Benefits: Infectious Conditions Percentage of Coverage Amount - Standard COVID Infection (hospitalized 5 days) 25% Infectious Disease (hospitalized 5 days) 25% Sepsis Infection (hospitalized 5 days) 50% Included Benefits: Other Conditions Percentage of Coverage Amount - Standard Infertility Treatment Level 1 (3 per lifetime) 25% Level 2 (3 per lifetime) 25% Level 3 (3 per lifetime) 100% Only one benefit, the larger one, will be paid for eligible Insureds in any 90-day period Loss of Hearing 100% Loss of Sight 100% Loss of Speech 100% Kidney Failure 100% Major Organ Failure (includes bone marrow) 100% Paralysis 100% Severe Burns (covering 30% of body) 100% Included Benefits: Childhood Conditions Percentage of Coverage Amount - Standard Chronic Medical Condition Commonly Diagnosed in Childhood Asthma, cerebral palsy, epilepsy, etc. 100% Congenital Chromosomal Abnormality Down syndrome, muscular dystrophy, sickle cell disease, etc. 100%

www.reliancematrix.com Reliance Matrix is branding name. Reliance Standard Life Insurance Company (Home Office Schaumburg, IL) is licensed in all states (except New York), the District of Columbia, Puerto Rico, the U.S. Virgin Islands and Guam. First Reliance Standard Life Insurance Company (Home Office New York, NY) is licensed in New York and Delaware. Standard Security Life Insurance Company of New York (Home Office New York, NY) is licensed in all states. Absence services are provided by Matrix Absence Management, Inc. Product features and availability may vary by state. Reliance Standard Plans Critical Illness Insurance Premium Table Plan Holder: Meyers Nave, A Professional Corporation Policy Number: VCI2000060712 SCHEDULED BENEFIT Each eligible employee may elect coverage for his/her self and eligible dependents, an amount of insurance shown in the table below. PREMIUMS To find your and your spouse's premium: • Determine your age band (your age as of your last birthday). • Select a benefit amount from the Benefit Amount column from the table below for you and your spouse. The rates for insurance you have elected will be found in the corresponding Age range column also below. Employee & Spouse Monthly Premiums: Dependent Child(ren) Your dependent child(ren) is eligible for a benefit amount of 50% of your Critical Illness benefit election. To calculate Dependent Child(ren) Benefit Employee Benefit Amount x 50% = Dependent Child(ren) Benefit. No rounding needed. Please read this important information You may not have coverage as both an employee and as a dependent. Employee must have coverage in order for spouse and dependent children to be covered, if applicable. Please Note: These rates are approximate and subject to change. Benefit Amount Age 0-29 Age 30-34 Age 35-39 Age 40-44 Age 45-49 Age 50-54 Age 55-59 Age 60-64 Age 65-69 Age 70-74 Age 75-79 Age 80-84 Age 85+ $5,000 $2.75 $5.15 $6.35 $6.70 $7.55 $10.20 $13.65 $19.50 $26.15 $35.60 $45.25 $56.40 $67.00 $10,000 $5.50 $10.30 $12.70 $13.40 $15.10 $20.40 $27.30 $39.00 $52.30 $71.20 $90.50 $112.80 $134.00 $15,000 $8.25 $15.45 $19.05 $20.10 $22.65 $30.60 $40.95 $58.50 $78.45 $106.80 $135.75 $169.20 $201.00 $20,000 $11.00 $20.60 $25.40 $26.80 $30.20 $40.80 $54.60 $78.00 $104.60 $142.40 $181.00 $225.60 $268.00 $25,000 $13.75 $25.75 $31.75 $33.50 $37.75 $51.00 $68.25 $97.50 $130.75 $178.00 $226.25 $282.00 $335.00 $30,000 $16.50 $30.90 $38.10 $40.20 $45.30 $61.20 $81.90 $117.00 $156.90 $213.60 $271.50 $338.40 $402.00